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Should I Refinance My Mortgage?

Clients often ask me if it makes sense to refinance or not. There is not a black or white answer as everyone's finances are different.

In general, right now is a great time to refinance your mortgage. In Ontario, mortgage rates are at an all time low! It is a great time to be shopping for a mortgage in general. Some common benefits of refinancing are: - Locking in a lower mortgage interest rate / saving on interest - Consolidating debts and other loans to save on interest, or have lower monthly payments - Gaining access to your homes equity for cash take outs, investments, or home renovations If you are wondering if refinancing makes sense for you, reach out to me! I would be happy to learn more about your current financial situation and your goals. There is no obligation to move forward with a refinance and no fee's to inquire. The best way to reach me is by calling me at 519-820-2734 or e-mailing me at tess.velkovska@excelmtg.ca I am looking forward to chatting with you! Tess

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Tessarae (Tess) Velkovska is a Licenced Mortgage Agent at Verico Excel Mortgage Canada Connection
Agent Licence # M16002284
Brokerage FSCO Licence # 11621
Head Office:                                            
1 VICTORIA STREET SUITE 613
KITCHENER, ON N2G 0B5 
BROKER LICENCE ID 11621
Agent LICENCE ID M16002284