Mortgages with Tess

As a mortgage agent, one of my favourite things to do is assist first time home buyers. There is something extra special about purchasing...

Many mortgage lenders in Ontario offer bridge financing. Bridge financing is a temporary loan that helps homeowners “bridge” the gap...

If you already have a mortgage, you can break your current mortgage contract mid term and "refinance". There are several reasons as to...

Clients often ask me if it makes sense to refinance or not. There is not a black or white answer as everyone's finances are different. In...

My official job title is Mortgage Agent; however I really help my clients crush their goals! I help first time home buyers reach their...

1. I believe purchasing real estate in Canada is the best investment. We all need a roof over our head; so why not own and pay off your...

Mortgage Refinancing? What is it? Is it right for you?

2019 Readers Choice Diamond Winner Best Mortgage Broker/ Agent Cambridge Ontario

Mortgage rates in Ontario have been continually decreasing over the last few months. This is great news for home buyers, but also clients...

I am so pleased to announce that I was rated in the Top 3 Mortgage Brokers in Cambridge by Three Best Rated! You can CLICK HERE to check...

Being a first time home buyer, especially in our current competitive real estate market, can be daunting. I want to share with you some...

The industry standard mortgage term is 5 years. I agree that for most clients 5 years is the best mortgage term as it provides you...

Mortgage Pre-Approval A mortgage pre-approval is a great first step when deciding to look at homes and purchase a new property. The...

If you are someone who has always dreamed of owning your own home, but can't seem to save up enough for the minimum 5% down payment, then...

Have you ever wondered what lenders look at when deciding to approve a mortgage application or not? If so, you are not alone! When...

Shelter remained the largest budget item for households in 2017, at 29.2% of their total consumption of goods and services. Spending on...