Mortgages with Tess

Clients often ask me if it makes sense to refinance or not. There is not a black or white answer as everyone's finances are different. In...

My official job title is Mortgage Agent; however I really help my clients crush their goals! I help first time home buyers reach their...

1. I believe purchasing real estate in Canada is the best investment. We all need a roof over our head; so why not own and pay off your...

Mortgage Refinancing? What is it? Is it right for you?

2019 Readers Choice Diamond Winner Best Mortgage Broker/ Agent Cambridge Ontario

Mortgage rates in Ontario have been continually decreasing over the last few months. This is great news for home buyers, but also clients...

I am so pleased to announce that I was rated in the Top 3 Mortgage Brokers in Cambridge by Three Best Rated! You can CLICK HERE to check...

Being a first time home buyer, especially in our current competitive real estate market, can be daunting. I want to share with you some...

The industry standard mortgage term is 5 years. I agree that for most clients 5 years is the best mortgage term as it provides you...

Mortgage Pre-Approval A mortgage pre-approval is a great first step when deciding to look at homes and purchase a new property. The...

How do Mortgage Agents at a Brokerage Make Money? With traditional mortgages, I get paid a commission when you finalize your mortgage...

If you are someone who has always dreamed of owning your own home, but can't seem to save up enough for the minimum 5% down payment, then...

Have you ever wondered what lenders look at when deciding to approve a mortgage application or not? If so, you are not alone! When...

Shelter remained the largest budget item for households in 2017, at 29.2% of their total consumption of goods and services. Spending on...