First Time Home Buyer - Down Payment
As a mortgage agent, one of my favourite things to do is assist first time home buyers. There is something extra special about purchasing...
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Mortgages with Tess
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Mortgages with Tess
- Jun 27, 2022
- 1 min
What is Bridge Financing?
Many mortgage lenders in Ontario offer bridge financing. Bridge financing is a temporary loan that helps homeowners “bridge” the gap...
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Mortgages with Tess
- Sep 16, 2021
- 3 min
What is Mortgage Refinancing All About?
If you already have a mortgage, you can break your current mortgage contract mid term and "refinance". There are several reasons as to...
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Mortgages with Tess
- Nov 2, 2020
- 1 min
Should I Refinance My Mortgage?
Clients often ask me if it makes sense to refinance or not. There is not a black or white answer as everyone's finances are different. In...
9 views
Mortgages with Tess
- May 11, 2020
- 1 min
Let's Crush Some Goals!
My official job title is Mortgage Agent; however I really help my clients crush their goals! I help first time home buyers reach their...
10 views
Mortgages with Tess
- Feb 6, 2020
- 1 min
Why Did I Become a Mortgage Agent?
1. I believe purchasing real estate in Canada is the best investment. We all need a roof over our head; so why not own and pay off your...
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Mortgages with Tess
- Nov 25, 2019
- 2 min
All About Mortgage Refinancing
Mortgage Refinancing? What is it? Is it right for you?
6 views
Mortgages with Tess
- Nov 22, 2019
- 1 min
2019 Readers Choice Award Winner for Best Mortgage Broker/Mortgage Agent
2019 Readers Choice Diamond Winner Best Mortgage Broker/ Agent Cambridge Ontario
7 views
Mortgages with Tess
- Jun 25, 2019
- 1 min
Low Mortgage Rates - Rates are Dropping
Mortgage rates in Ontario have been continually decreasing over the last few months. This is great news for home buyers, but also clients...
6 views
Mortgages with Tess
- Apr 5, 2019
- 1 min
I am Rated Top 3 Mortgage Broker in Cambridge!
I am so pleased to announce that I was rated in the Top 3 Mortgage Brokers in Cambridge by Three Best Rated! You can CLICK HERE to check...
13 views
Mortgages with Tess
- Mar 15, 2019
- 2 min
First Time Home Buyer Credits
Being a first time home buyer, especially in our current competitive real estate market, can be daunting. I want to share with you some...
58 views
Mortgages with Tess
- Mar 4, 2019
- 2 min
Switching Lenders for a Lower Rate
The industry standard mortgage term is 5 years. I agree that for most clients 5 years is the best mortgage term as it provides you...
10 views
Mortgages with Tess
- Feb 8, 2019
- 3 min
Pre-Approval vs. Approval - What's the Difference?
Mortgage Pre-Approval A mortgage pre-approval is a great first step when deciding to look at homes and purchase a new property. The...
21 views
Mortgages with Tess
- Feb 1, 2019
- 2 min
How do Mortgage Agents Make Money? Broker Fees Explained.
How do Mortgage Agents at a Brokerage Make Money? With traditional mortgages, I get paid a commission when you finalize your mortgage...
34 views
Mortgages with Tess
- Jan 25, 2019
- 2 min
First Time Home Buyer Down Payment
If you are someone who has always dreamed of owning your own home, but can't seem to save up enough for the minimum 5% down payment, then...
32 views
Mortgages with Tess
- Jan 21, 2019
- 4 min
How Does Mortgage Qualifying Work?
Have you ever wondered what lenders look at when deciding to approve a mortgage application or not? If so, you are not alone! When...
10 views
Mortgages with Tess
- Jan 2, 2019
- 1 min
Largest portions of household budgets go to shelter and transportation
Shelter remained the largest budget item for households in 2017, at 29.2% of their total consumption of goods and services. Spending on...
4 views
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