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New Office - We Have Moved
We are excited to announce that our new mortgage brokerage office is located at 382 Queen St W in Cambridge, Ontario. There is plenty of...

Mortgages with Tess
Apr 41 min read
2 views


First Time Home Buyer - Down Payment
As a mortgage agent, one of my favourite things to do is assist first time home buyers. There is something extra special about purchasing...

Mortgages with Tess
Jan 20, 20232 min read
8 views


What is Bridge Financing?
Many mortgage lenders in Ontario offer bridge financing. Bridge financing is a temporary loan that helps homeowners “bridge” the gap...

Mortgages with Tess
Jun 27, 20221 min read
8 views


What is Mortgage Refinancing All About?
If you already have a mortgage, you can break your current mortgage contract mid term and "refinance". There are several reasons as to...

Mortgages with Tess
Sep 16, 20213 min read
7 views


Should I Refinance My Mortgage?
Clients often ask me if it makes sense to refinance or not. There is not a black or white answer as everyone's finances are different. In...

Mortgages with Tess
Nov 2, 20201 min read
10 views


Let's Crush Some Goals!
My official job title is Mortgage Agent; however I really help my clients crush their goals! I help first time home buyers reach their...

Mortgages with Tess
May 11, 20201 min read
11 views


Why Did I Become a Mortgage Agent?
1. I believe purchasing real estate in Canada is the best investment. We all need a roof over our head; so why not own and pay off your...

Mortgages with Tess
Feb 6, 20201 min read
10 views


All About Mortgage Refinancing
Mortgage Refinancing? What is it? Is it right for you?

Mortgages with Tess
Nov 25, 20192 min read
8 views


2019 Readers Choice Award Winner for Best Mortgage Broker/Mortgage Agent
2019 Readers Choice Diamond Winner Best Mortgage Broker/ Agent Cambridge Ontario

Mortgages with Tess
Nov 22, 20191 min read
11 views


Low Mortgage Rates - Rates are Dropping
Mortgage rates in Ontario have been continually decreasing over the last few months. This is great news for home buyers, but also clients...

Mortgages with Tess
Jun 25, 20191 min read
7 views


I am Rated Top 3 Mortgage Broker in Cambridge!
I am so pleased to announce that I was rated in the Top 3 Mortgage Brokers in Cambridge by Three Best Rated! You can CLICK HERE to check...

Mortgages with Tess
Apr 5, 20191 min read
13 views


First Time Home Buyer Credits
Being a first time home buyer, especially in our current competitive real estate market, can be daunting. I want to share with you some...

Mortgages with Tess
Mar 15, 20192 min read
58 views


Switching Lenders for a Lower Rate
The industry standard mortgage term is 5 years. I agree that for most clients 5 years is the best mortgage term as it provides you...

Mortgages with Tess
Mar 4, 20192 min read
10 views


Pre-Approval vs. Approval - What's the Difference?
Mortgage Pre-Approval A mortgage pre-approval is a great first step when deciding to look at homes and purchase a new property. The...

Mortgages with Tess
Feb 8, 20193 min read
21 views


First Time Home Buyer Down Payment
If you are someone who has always dreamed of owning your own home, but can't seem to save up enough for the minimum 5% down payment, then...

Mortgages with Tess
Jan 25, 20192 min read
34 views


How Does Mortgage Qualifying Work?
Have you ever wondered what lenders look at when deciding to approve a mortgage application or not? If so, you are not alone! When...

Mortgages with Tess
Jan 21, 20194 min read
10 views


Largest portions of household budgets go to shelter and transportation
Shelter remained the largest budget item for households in 2017, at 29.2% of their total consumption of goods and services. Spending on...

Mortgages with Tess
Jan 2, 20191 min read
4 views
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