Mortgages with Tess Sep 16, 20213 minWhat is Mortgage Refinancing All About?If you already have a mortgage, you can break your current mortgage contract mid term and "refinance". There are several reasons as to...
Mortgages with Tess Nov 2, 20201 minShould I Refinance My Mortgage? Clients often ask me if it makes sense to refinance or not. There is not a black or white answer as everyone's finances are different. In...
Mortgages with Tess May 11, 20201 minLet's Crush Some Goals! My official job title is Mortgage Agent; however I really help my clients crush their goals! I help first time home buyers reach their...
Mortgages with Tess Feb 6, 20201 minWhy Did I Become a Mortgage Agent?1. I believe purchasing real estate in Canada is the best investment. We all need a roof over our head; so why not own and pay off your...
Mortgages with Tess Nov 25, 20192 minAll About Mortgage RefinancingMortgage Refinancing? What is it? Is it right for you?
Mortgages with Tess Nov 22, 20191 min2019 Readers Choice Award Winner for Best Mortgage Broker/Mortgage Agent2019 Readers Choice Diamond Winner Best Mortgage Broker/ Agent Cambridge Ontario
Mortgages with Tess Jun 25, 20191 minLow Mortgage Rates - Rates are DroppingMortgage rates in Ontario have been continually decreasing over the last few months. This is great news for home buyers, but also clients...
Mortgages with Tess Apr 5, 20191 minI am Rated Top 3 Mortgage Broker in Cambridge! I am so pleased to announce that I was rated in the Top 3 Mortgage Brokers in Cambridge by Three Best Rated! You can CLICK HERE to check...
Mortgages with Tess Mar 15, 20192 minFirst Time Home Buyer Credits Being a first time home buyer, especially in our current competitive real estate market, can be daunting. I want to share with you some...
Mortgages with Tess Mar 4, 20192 minSwitching Lenders for a Lower RateThe industry standard mortgage term is 5 years. I agree that for most clients 5 years is the best mortgage term as it provides you...
Mortgages with Tess Feb 8, 20193 minPre-Approval vs. Approval - What's the Difference? Mortgage Pre-Approval A mortgage pre-approval is a great first step when deciding to look at homes and purchase a new property. The...
Mortgages with Tess Feb 1, 20192 minHow do Mortgage Agents Make Money? Broker Fees Explained. How do Mortgage Agents at a Brokerage Make Money? With traditional mortgages, I get paid a commission when you finalize your mortgage...
Mortgages with Tess Jan 25, 20192 minFirst Time Home Buyer Down Payment If you are someone who has always dreamed of owning your own home, but can't seem to save up enough for the minimum 5% down payment, then...
Mortgages with Tess Jan 21, 20194 min How Does Mortgage Qualifying Work? Have you ever wondered what lenders look at when deciding to approve a mortgage application or not? If so, you are not alone! When...
Mortgages with Tess Jan 2, 20191 minLargest portions of household budgets go to shelter and transportationShelter remained the largest budget item for households in 2017, at 29.2% of their total consumption of goods and services. Spending on...