First Time Home Buyer - Down Payment
As a mortgage agent, one of my favourite things to do is assist first time home buyers. There is something extra special about purchasing...
top of page
Mortgages with Tess
Search
Mortgages with Tess
- Jun 27, 2022
- 1 min
What is Bridge Financing?
Many mortgage lenders in Ontario offer bridge financing. Bridge financing is a temporary loan that helps homeowners “bridge” the gap...
5 views
Mortgages with Tess
- Sep 16, 2021
- 3 min
What is Mortgage Refinancing All About?
If you already have a mortgage, you can break your current mortgage contract mid term and "refinance". There are several reasons as to...
7 views
Mortgages with Tess
- Nov 2, 2020
- 1 min
Should I Refinance My Mortgage?
Clients often ask me if it makes sense to refinance or not. There is not a black or white answer as everyone's finances are different. In...
9 views
Mortgages with Tess
- May 11, 2020
- 1 min
Let's Crush Some Goals!
My official job title is Mortgage Agent; however I really help my clients crush their goals! I help first time home buyers reach their...
11 views
Mortgages with Tess
- Feb 6, 2020
- 1 min
Why Did I Become a Mortgage Agent?
1. I believe purchasing real estate in Canada is the best investment. We all need a roof over our head; so why not own and pay off your...
10 views
Mortgages with Tess
- Nov 25, 2019
- 2 min
All About Mortgage Refinancing
Mortgage Refinancing? What is it? Is it right for you?
6 views
Mortgages with Tess
- Nov 22, 2019
- 1 min
2019 Readers Choice Award Winner for Best Mortgage Broker/Mortgage Agent
2019 Readers Choice Diamond Winner Best Mortgage Broker/ Agent Cambridge Ontario
7 views
Mortgages with Tess
- Jun 25, 2019
- 1 min
Low Mortgage Rates - Rates are Dropping
Mortgage rates in Ontario have been continually decreasing over the last few months. This is great news for home buyers, but also clients...
7 views
Mortgages with Tess
- Apr 5, 2019
- 1 min
I am Rated Top 3 Mortgage Broker in Cambridge!
I am so pleased to announce that I was rated in the Top 3 Mortgage Brokers in Cambridge by Three Best Rated! You can CLICK HERE to check...
13 views
Mortgages with Tess
- Mar 15, 2019
- 2 min
First Time Home Buyer Credits
Being a first time home buyer, especially in our current competitive real estate market, can be daunting. I want to share with you some...
58 views
Mortgages with Tess
- Mar 4, 2019
- 2 min
Switching Lenders for a Lower Rate
The industry standard mortgage term is 5 years. I agree that for most clients 5 years is the best mortgage term as it provides you...
10 views
Mortgages with Tess
- Feb 8, 2019
- 3 min
Pre-Approval vs. Approval - What's the Difference?
Mortgage Pre-Approval A mortgage pre-approval is a great first step when deciding to look at homes and purchase a new property. The...
21 views
Mortgages with Tess
- Jan 25, 2019
- 2 min
First Time Home Buyer Down Payment
If you are someone who has always dreamed of owning your own home, but can't seem to save up enough for the minimum 5% down payment, then...
34 views
Mortgages with Tess
- Jan 21, 2019
- 4 min
How Does Mortgage Qualifying Work?
Have you ever wondered what lenders look at when deciding to approve a mortgage application or not? If so, you are not alone! When...
10 views
Mortgages with Tess
- Jan 2, 2019
- 1 min
Largest portions of household budgets go to shelter and transportation
Shelter remained the largest budget item for households in 2017, at 29.2% of their total consumption of goods and services. Spending on...
4 views
bottom of page